Phone: 505-246-8699
Toll Free: 800-894-8699
Fax: 505-246-9104
320 Gold Avenue,
SW, Suite 710
Albuquerque NM 87102
U.S.A. Bernalillo Co.
Email: gottinger@qwestoffice.net

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Gary B. Ottinger


Real Estate

Pre-Closing Occupancy
In the real estate market, it is not uncommon for a buyer to ask for permission from a seller to move into a house prior to closing. It may be that the house involved in the transaction is vacant. It may also be that the buyer has sold his or her house and needs to vacate the old house prior to the closing on the new house. More...
Mortgages -- Mortgages and Deeds of Trust Distinguished
In connection with real estate financing, sometimes the terms "mortgage" and "deed of trust" are used interchangeably. The two are not the same. In fact, important differences exist. More...
Real Estate Broker and Agent -- Definitions and Licensing
Real estate agents are sales persons who usually work for a broker in exchange for a portion of the commission earned by the agent on a sale or purchase of real estate. Brokers usually work out of an independent business and arrange for sales of real estate. More...
Whether to Rent or Buy a Home
At some point, most individuals consider the issue of renting a home versus buying a home. It is a big decision with far-reaching financial implications. As part of the decision-making process, it may be helpful to use a rent/buy calculator (easily found on the Internet). Such a calculator will not, however, provide a clear answer. A consideration of other issues is necessary. More...
Adverse Possession
Adverse possession is a way that a claimant can establish title to real estate. Essentially, adverse possession is a nonpermissive use of land with a claim of right. More...

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